Tammy Kocher '89 is the Director of Cyber Security Insurance Underwriting at BCS Financial Corporation in Oakbrook Terrace, IL. She is responsible for meeting with major clients, underwriting (analyzing companies involving presentations with Chief Security Officers and Teams), assessing their security risks, determining the proper rate and policy limits to properly protect them, and customizing their insurance policy to help them to recover from a Privacy or Security Breach. Tammy is the Lead Cyber Security Underwriter to Blue Cross and Blue Shield Plans countrywide.
As a seasoned Cyber Security and Privacy Insurance Subject Matter Expert, she is informed on the evolving Cyber marketplace trends and is passionate about understanding her customers' business, analyzing their exposure, and developing a customized solution with how best to protect them.
In addition, she provides underwriting expertise and Cyber Insurance to other large Public and Private clients in: managed care, healthcare, hospitality, retail, financial institutions, and a variety of other classes of business. Tammy maintains strong core relationships with Retail and Wholesale brokers, clients, vendors, and the Lloyd's of London Insurance markets.
Prior to that, she was an Underwriting Manager at Argo Pro and Chubb Insurance. She is a well-respected industry professional with over 22 years of Professional Liability Underwriting Insurance experience in: Cyber Security/Privacy, Technology, Miscellaneous Professional, Media, Management Liability, Crime, and Kidnap/Ransom.
Tammy was a featured Panelist at the following events: September 2018 Willis Managed Care Roundtable on Network Security and Privacy Risk for Managed Care the Future of Cyber Risk at Swiss Hotel in Chicago, April 2018 OnRamp Insurance Panel at Soldier Field "The Emerging Impact of Cyber Security on the Insurance Industry", Cyber Security Forum, Cyber Security Insurance for the Secret Service Electronic Crimes Task Force, and the PLUS Cyber Symposium.
Tammy was recently asked to be a part of the ICMCP (International Consortium of Minority Cybersecurity Professionals), an organization helping to fuse her passion for Cyber with her passion for helping other Cyber Minority Professionals. Tammy is excited to help other women and minorities excel in the Cybersecurity industry. At a SME Event involving Secret Service on Cyber in Chicago, Tammy was only 1 of 11 women attending the event out of the 120 guests. Through the ICMCP, Tammy is hoping to increase the number of women and minorities not only in the cybersecurity industry, but also in leadership positions.
She has a Marketing degree from Illinois State University, was Team Captain on the Division I Basketball Team, and Illinois State College of Business Student of the Year. She earned her MBA with honors from Keller Graduate School. As a Bronco, she was an Honors Student, Salutatorian, Hall Of Fame Basketball Inductee, and First D1 Full Ride Scholarship Female Student Athlete.
Tammy's advice for students is to study hard, get good grades, start your network and mentors in this sector at a young age, and get involved in Sports. It will help you learn to juggle priorities, be competitive, overcome adversity, and work together as a team. Building your mentoring network early will help you make the best choices to see career paths before you choose schools or curriculum. Personally, I believe my foundation in academics (high-school through grad school), business acumen, networking, and involvement in sports, have contributed greatly to my success. The Cyber Security Career path is constantly changing and there is a shortage of strong Cyber Security talent. You can have a Business degree, Cyber Security degree, or Information Technology degree to be in this market.
Tammy has a thirst for continuing knowledge. "You must always build your personal brand and be a student of the Cyber Industry (attack vectors, latest threats, staying informed on the insurance competitors, cyber analytics/vendors, insurance coverages, and the client needs). I am honored to be a key consultant and educator with my large insurance brokers and high-profile clients. "I take that responsibility personally and turn it into the best deliverables and relationships with my clients."
All aspects of teamwork, collaboration and continuing education are vital to her growth and career progression. Building a network team of trusted peers including Chief Security Officers, Cyber Security Consultants, Data Breach and Privacy Attorneys, London Insurance Market Peers, Large National Insurance Brokers, as well as my clients C-Suites and Risk Management have all helped foster her career.
"My clients do business with people they like and trust, respect as professionals with technical Cyber Security and Business acumen, and those that provide outstanding service. I am helping alongside the Team to win more customers, offer them my best proposal, and helping their business get back on its feet if a breach occurs. I see a strong correlation to this in relation to a student's involvement in School and Sports. I have a lot on my plate, but I would not trade it. I absolutely love my job. I get to meet, collaborate, analyze and protect some of the largest and most complex companies in the US. However, helping people protect their companies and also helping people to protect their personal identity and get involved in an every expanding career, is really at the core, and that is what makes me love it the most."